• Welcome to the Gloucestershire Credit Union

    Low cost loans and a safe place for your savings
    Gloucester Credit Union Head Office
    Gloucester Library
    Brunswick Road
    GL1 1HT

  • Better than a bank

    The three main aims of GCU are:
    • To encourage its members to save regularly.
    • To provide loans to members at very low rates of interest.
    • To provide members with help and support on managing their financial affairs (if required).

  • Low-interest loans

    After you have saved with us for a little while you can borrow an affordable loan at a low interest rate

  • For the people of Gloucestershire, Run by the people of Gloucestershire

    Gloucester Credit Union has many collection points across the County, making it easy for you to access our services.




    Its easy to set up an account with Gloucestershire Credit Union.

    You will need to complete an application form (collect from one of our collection points or we can post one to you) and provide some ID. Find out more in our ‘How To’ section of the website.

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    As a member you can make regular savings, depositing as little or as much as you wish. These savings then form a shared pool of money from which loans are made to members.

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    When members have been saving for a certain period of time (usually about 12 weeks) they can apply for a loan from the pool. Interest on the loan is usually charged at 2% per month on the monthly reducing balance – this equates to 26.82% Annual Percentage Rate (APR). The interest charged on loans is GCU’s income.

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    Opening Hours

    There are various collection points throughout Gloucestershire. A full list is available here.

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    Latest News

    Gloucestershire Credit Union is recruiting a new Executive Director. This is an exciting new post with a key focus on assisting two neighbouring credit unions to more formally work together to serve people in Gloucestershire. Salary £30K pa. Full time fixed term contract.

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    Loan Calculator

    Please use the calculator below for information on repayments on loans from GCU.

    Loan Calculator